Credit Cards

The SCCECU VISA Credit Card represents an outstanding value for SCCECU members.

SCCECU VISA Credit Card with Rewards

  • Low variable rate
  • No cash advance fee
  • No annual fee or hidden charges
  • ScoreCard Rewards Program provides members with travel and merchandise rewards.

We know that credit union members regularly receive credit card solicitations touting low rate introductory credit cards. Unfortunately, those low rates tend to disappear after the short introductory period expires and you can then be stuck paying rates as high as 18% to 21% or more. We don't believe in playing those games.

Apply Online

New deposit and loan accounts after November 1, 2014 may be opened with Bay Federal Credit Union. Apply online or visit any Bay Federal branch for details!

ScoreCard Rewards

Click here to view your point totals or to redeem your points for travel or merchandise.

Report a lost or stolen credit card

Report Credit Card Lost or Stolen:   (800) 991-4964
Request Credit Card Disclosure:   (866) 989-3025


VISA CREDIT CARD FRAUD PREVENTION –SCCECU utilizes risk management services to help prevent fraudulent transactions. They will contact you by phone to confirm suspicious transactions and will leave a call-back number of (800)437-9392 if you are not available. Cards may be blocked until a call-back is made to confirm the transactions.