Deposit Accounts

Whether you're saving for retirement, a child's education, a special family vacation, or just a "rainy day", SCCECU can help with a variety of savings accounts that will help you reach your goals.

Savings Accounts

Your savings always earn a competitive rate of return and, once you join SCCECU by opening your savings account, all family members (and anyone who shares your residence) can take advantage of the benefits of SCCECU membership.

Certificates of Deposit

SCCECU consistently offers a competitive rate of return on Certificate of Deposit accounts. We offer terms from 3 months to 3 years with minimum deposit amounts of $500, $2,500, and $20,000.

IRA Accounts

Individual Retirement Accounts (IRAs) are one of the best ways available to save for your future retirement and may reduce your current tax liability at the same time. SCCECU offers Traditional, Roth and Coverdell Education Passbook IRA's with no minimum balance required.  We also offer IRA Certificate of Deposit accounts with a $2,000 minimum and terms from one to three years. All of our IRA accounts earn a very competitive rate of return.

Youth Accounts

It's never too early to learn to save, manage and spend money wisely. Learn more.

Holiday Club Savings Accounts

Take some of the stress out of the annual holiday season by opening an SCCECU Holiday Club account. By using our Direct Deposit or Payroll Deduction services, you can contribute a small portion of each paycheck to saving for the gift giving season. We'll even help out by providing you with a competitive rate of return on your Holiday Club account.

Open an Account

New deposit and loan accounts after November 1, 2014 may be opened with Bay Federal Credit Union. Apply online or visit any Bay Federal branch for details!